---
title: FAIR COLLECTIONS & OUTSOURCING, INC. — CFPB consumer complaint record
source: CFPB Consumer Complaint Database
sourceUrl: https://www.consumerfinance.gov/data-research/consumer-complaints/
slug: fair-collections-outsourcing-inc
---

# FAIR COLLECTIONS & OUTSOURCING, INC.

**6,053** CFPB complaints filed · responded on time 98.3%

> **Read the count carefully.** Complaint volume largely reflects company SIZE and PRODUCT MIX (the largest firms and credit bureaus get the most), not quality — and there is no size denominator here. It is NOT a quality ranking.

## What people complain about

| Product | Complaints |
| --- | --- |
| Debt collection | 4,765 |
| Credit reporting or other personal consumer reports | 834 |
| Credit reporting, credit repair services, or other personal consumer reports | 415 |

**Most-cited issues:** Attempts to collect debt not owed · Written notification about debt · False statements or representation · Incorrect information on your report

## What this is — and is NOT (interpretation)

A CFPB complaint is an **unverified consumer allegation** — not a finding, not proven wrongdoing, and not a verdict by the CFPB. The count is not a quality ranking (it tracks size and product mix). This is not advice about doing business with FAIR COLLECTIONS & OUTSOURCING, INC., and not legal advice. "Responded on time" means the company answered within CFPB's window, not that the consumer was satisfied. Read the actual complaints and file your own at https://www.consumerfinance.gov/data-research/consumer-complaints/search/?company=FAIR%20COLLECTIONS%20&%20OUTSOURCING,%20INC.

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