---
title: Law Offices of Timothy E. Baxter & Associates, P.C. — CFPB consumer complaint record
source: CFPB Consumer Complaint Database
sourceUrl: https://www.consumerfinance.gov/data-research/consumer-complaints/
slug: law-offices-of-timothy-e-baxter-associates-p-c
---

# Law Offices of Timothy E. Baxter & Associates, P.C.

**26** CFPB complaints filed · responded on time 92.3%

> **Read the count carefully.** Complaint volume largely reflects company SIZE and PRODUCT MIX (the largest firms and credit bureaus get the most), not quality — and there is no size denominator here. It is NOT a quality ranking.

## What people complain about

| Product | Complaints |
| --- | --- |
| Debt collection | 20 |
| Credit reporting, credit repair services, or other personal consumer reports | 3 |
| Payday loan, title loan, or personal loan | 2 |

**Most-cited issues:** Communication tactics · False statements or representation · Disclosure verification of debt · Improper use of your report

## What this is — and is NOT (interpretation)

A CFPB complaint is an **unverified consumer allegation** — not a finding, not proven wrongdoing, and not a verdict by the CFPB. The count is not a quality ranking (it tracks size and product mix). This is not advice about doing business with Law Offices of Timothy E. Baxter & Associates, P.C., and not legal advice. "Responded on time" means the company answered within CFPB's window, not that the consumer was satisfied. Read the actual complaints and file your own at https://www.consumerfinance.gov/data-research/consumer-complaints/search/?company=Law%20Offices%20of%20Timothy%20E.%20Baxter%20&%20Associates,%20P.C.

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Structured data (JSON-LD), with each figure's status labeled: `/finance/companies/law-offices-of-timothy-e-baxter-associates-p-c.jsonld`
