---
title: LCO Financial Services, LLC — CFPB consumer complaint record
source: CFPB Consumer Complaint Database
sourceUrl: https://www.consumerfinance.gov/data-research/consumer-complaints/
slug: lco-financial-services-llc
---

# LCO Financial Services, LLC

**108** CFPB complaints filed · responded on time 98.2%

> **Read the count carefully.** Complaint volume largely reflects company SIZE and PRODUCT MIX (the largest firms and credit bureaus get the most), not quality — and there is no size denominator here. It is NOT a quality ranking.

## What people complain about

| Product | Complaints |
| --- | --- |
| Payday loan, title loan, or personal loan | 100 |
| Debt collection | 7 |
| Credit reporting, credit repair services, or other personal consumer reports | 1 |

**Most-cited issues:** Charged fees or interest you didn't expect · Struggling to pay your loan · Problem with the payoff process at the end of the loan · Can't stop withdrawals from your bank account

## What this is — and is NOT (interpretation)

A CFPB complaint is an **unverified consumer allegation** — not a finding, not proven wrongdoing, and not a verdict by the CFPB. The count is not a quality ranking (it tracks size and product mix). This is not advice about doing business with LCO Financial Services, LLC, and not legal advice. "Responded on time" means the company answered within CFPB's window, not that the consumer was satisfied. Read the actual complaints and file your own at https://www.consumerfinance.gov/data-research/consumer-complaints/search/?company=LCO%20Financial%20Services,%20LLC

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