---
title: M & S FUNDING, INC. — CFPB consumer complaint record
source: CFPB Consumer Complaint Database
sourceUrl: https://www.consumerfinance.gov/data-research/consumer-complaints/
slug: m-s-funding-inc
---

# M & S FUNDING, INC.

**6** CFPB complaints filed · responded on time 16.7%

> **Read the count carefully.** Complaint volume largely reflects company SIZE and PRODUCT MIX (the largest firms and credit bureaus get the most), not quality — and there is no size denominator here. It is NOT a quality ranking.

## What people complain about

| Product | Complaints |
| --- | --- |
| Debt collection | 3 |
| Vehicle loan or lease | 2 |
| Credit reporting or other personal consumer reports | 1 |

**Most-cited issues:** Incorrect information on your report · Written notification about debt · Taking/threatening an illegal action · Took or threatened to take negative or legal action

## What this is — and is NOT (interpretation)

A CFPB complaint is an **unverified consumer allegation** — not a finding, not proven wrongdoing, and not a verdict by the CFPB. The count is not a quality ranking (it tracks size and product mix). This is not advice about doing business with M & S FUNDING, INC., and not legal advice. "Responded on time" means the company answered within CFPB's window, not that the consumer was satisfied. Read the actual complaints and file your own at https://www.consumerfinance.gov/data-research/consumer-complaints/search/?company=M%20&%20S%20FUNDING,%20INC.

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