---
title: Student Debt Consolidating — CFPB consumer complaint record
source: CFPB Consumer Complaint Database
sourceUrl: https://www.consumerfinance.gov/data-research/consumer-complaints/
slug: student-debt-consolidating
---

# Student Debt Consolidating

**4** CFPB complaints filed · responded on time 25.0%

> **Read the count carefully.** Complaint volume largely reflects company SIZE and PRODUCT MIX (the largest firms and credit bureaus get the most), not quality — and there is no size denominator here. It is NOT a quality ranking.

## What people complain about

| Product | Complaints |
| --- | --- |
| Student loan | 3 |
| Credit reporting or other personal consumer reports | 1 |

**Most-cited issues:** Incorrect information on your report · Can't repay my loan · Struggling to repay your loan · Problem with a company's investigation into an existing problem

## What this is — and is NOT (interpretation)

A CFPB complaint is an **unverified consumer allegation** — not a finding, not proven wrongdoing, and not a verdict by the CFPB. The count is not a quality ranking (it tracks size and product mix). This is not advice about doing business with Student Debt Consolidating, and not legal advice. "Responded on time" means the company answered within CFPB's window, not that the consumer was satisfied. Read the actual complaints and file your own at https://www.consumerfinance.gov/data-research/consumer-complaints/search/?company=Student%20Debt%20Consolidating

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Structured data (JSON-LD), with each figure's status labeled: `/finance/companies/student-debt-consolidating.jsonld`
