{
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    "au": "https://finance-atlas.ryanjhunter.workers.dev/vocab/agent-native#",
    "@vocab": "https://schema.org/",
    "claims": {
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    "occurred": "au:occurred",
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  "@id": "https://finance-atlas.ryanjhunter.workers.dev/finance/states/as.jsonld",
  "@type": "schema:Dataset",
  "name": "Atlas Commons research objects — banking & mortgage lending for AS",
  "description": "AS's banking from FDIC BankFind, with each figure's status labeled: the FDIC institution counts are measured facts; the boundary note is context. Source: FDIC BankFind. CC0.",
  "license": "https://creativecommons.org/publicdomain/zero/1.0/",
  "isPartOf": "https://finance-atlas.ryanjhunter.workers.dev/",
  "rdfs:isDefinedBy": "https://finance-atlas.ryanjhunter.workers.dev/vocab/agent-native",
  "seeAlso": "https://agenticu.ryanjhunter.workers.dev/commons/the-research-object",
  "about": {
    "@type": "schema:Place",
    "name": "AS",
    "identifier": "AS"
  },
  "claims": [
    {
      "@id": "https://finance-atlas.ryanjhunter.workers.dev/finance/states/as/fdic-lenders",
      "@type": "schema:Claim",
      "name": "1 FDIC-insured institutions (0 active) are recorded in AS",
      "text": "FDIC BankFind records 1 FDIC-insured institutions historically associated with AS, of which 0 are currently active. A re-tally of FDIC records.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": true,
        "operative": true
      },
      "grounding": {
        "groundingType": "SourceCitation",
        "source": "FDIC BankFind",
        "sourceUrl": "https://banks.data.fdic.gov/",
        "value": "1 total / 0 active",
        "adjudicator": {
          "name": "FDIC BankFind",
          "url": "https://banks.data.fdic.gov/"
        }
      },
      "falsifier": "A RECORD of measured/reported events (occurred=true) from FDIC BankFind; superseded when FDIC BankFind publishes its next release."
    },
    {
      "@id": "https://finance-atlas.ryanjhunter.workers.dev/finance/states/as/bank-class-distribution",
      "@type": "schema:Claim",
      "name": "FDIC institution counts by bank class in AS: NM 1",
      "text": "Counts of institutions by FDIC bank class: NM 1. A count per FDIC-defined class.",
      "claimType": "official_fact",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": true,
        "supported": true,
        "adjudged": true,
        "operative": true
      },
      "grounding": {
        "groundingType": "SourceCitation",
        "source": "FDIC BankFind",
        "sourceUrl": "https://banks.data.fdic.gov/",
        "value": "NM 1",
        "adjudicator": {
          "name": "FDIC BankFind",
          "url": "https://banks.data.fdic.gov/"
        }
      },
      "falsifier": "A RECORD of measured/reported events (occurred=true) from FDIC BankFind; superseded when FDIC BankFind publishes its next release."
    },
    {
      "@id": "https://finance-atlas.ryanjhunter.workers.dev/finance/states/as/boundary",
      "@type": "schema:Claim",
      "name": "What these finance figures are — and are NOT — for AS (the epistemic boundary)",
      "text": "The figures above describe FDIC-insured institutions and HMDA-reported mortgage lending for AS. They are NOT a verdict on any lender, NOT evidence of illegal discrimination (the denial disparity is a raw, unadjusted ratio), and NOT advice on your own loan. If you believe you faced lending discrimination, file with the CFPB (consumerfinance.gov/complaint) or find a HUD-approved counselor; for the underlying records, use the FFIEC HMDA data browser and FDIC BankFind.",
      "claimType": "interpretation",
      "reviewStatus": "current",
      "commercialInfluence": false,
      "epistemicStatus": {
        "occurred": false,
        "supported": true,
        "adjudged": false,
        "operative": true
      },
      "grounding": {
        "groundingType": "Interpretation",
        "source": "Finance Atlas framing (over the FDIC/HMDA facts above)",
        "sourceUrl": "https://finance-atlas.ryanjhunter.workers.dev/",
        "value": "lending statistics, not a lender verdict / proof of discrimination / loan advice",
        "adjudicator": null
      },
      "falsifier": "occurred=FALSE (a framing, not an event) and adjudged=FALSE (the atlas's reading, not an FFIEC/FDIC verdict) — the LOWEST-warrant claim here. The figures above are FDIC/HMDA records plus two disclosed derived ratios; the four-status labels each, and this is the only interpretation."
    }
  ],
  "hasPart": [
    {
      "@type": "schema:ItemList",
      "name": "AS — every banking & mortgage-lending figure (typed)",
      "numberOfItems": 2,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "figure": "FDIC-insured institutions (total, historical)",
            "value": 1,
            "warrant": "RECORDED",
            "source": "FDIC BankFind"
          }
        },
        {
          "@type": "schema:ListItem",
          "position": 2,
          "item": {
            "figure": "FDIC-insured institutions (active)",
            "value": 0,
            "warrant": "RECORDED",
            "source": "FDIC BankFind"
          }
        }
      ]
    },
    {
      "@type": "schema:ItemList",
      "name": "AS — FDIC institutions by bank class (RECORDED)",
      "numberOfItems": 1,
      "itemListElement": [
        {
          "@type": "schema:ListItem",
          "position": 1,
          "item": {
            "bank_class": "NM",
            "institutions": 1
          }
        }
      ]
    }
  ]
}