---
title: Atlas Commons research objects — banking & mortgage lending for AS
license: CC0-1.0
source: FDIC BankFind
---

# Atlas Commons research objects — banking & mortgage lending for AS

AS's banking from FDIC BankFind, with each figure's status labeled: the FDIC institution counts are measured facts; the boundary note is context. Source: FDIC BankFind. CC0.

## Claims

### 1 FDIC-insured institutions (0 active) are recorded in AS

**RECORDED.** FDIC BankFind records 1 FDIC-insured institutions historically associated with AS, of which 0 are currently active. A re-tally of FDIC records.

Source: FDIC BankFind — https://banks.data.fdic.gov/
Falsifier: A RECORD of measured/reported events (occurred=true) from FDIC BankFind; superseded when FDIC BankFind publishes its next release.

### FDIC institution counts by bank class in AS: NM 1

**RECORDED.** Counts of institutions by FDIC bank class: NM 1. A count per FDIC-defined class.

Source: FDIC BankFind — https://banks.data.fdic.gov/
Falsifier: A RECORD of measured/reported events (occurred=true) from FDIC BankFind; superseded when FDIC BankFind publishes its next release.

### What these finance figures are — and are NOT — for AS (the epistemic boundary)

**INTERPRETATION.** The figures above describe FDIC-insured institutions and HMDA-reported mortgage lending for AS. They are NOT a verdict on any lender, NOT evidence of illegal discrimination (the denial disparity is a raw, unadjusted ratio), and NOT advice on your own loan. If you believe you faced lending discrimination, file with the CFPB (consumerfinance.gov/complaint) or find a HUD-approved counselor; for the underlying records, use the FFIEC HMDA data browser and FDIC BankFind.

Source: Finance Atlas framing (over the FDIC/HMDA facts above) — https://finance-atlas.ryanjhunter.workers.dev/
Falsifier: occurred=FALSE (a framing, not an event) and adjudged=FALSE (the atlas's reading, not an FFIEC/FDIC verdict) — the LOWEST-warrant claim here. The figures above are FDIC/HMDA records plus two disclosed derived ratios; the four-status labels each, and this is the only interpretation.

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Every claim above carries a four-status warrant (RECORDED / MODELED / DERIVED / INTERPRETATION) and a named source you can re-fetch — this is a research object, not a flat fact. Structured: `https://finance-atlas.ryanjhunter.workers.dev/finance/states/as.jsonld`

## Data

### AS — every banking & mortgage-lending figure (typed)

Each official figure for this state with its four-status warrant and named source. RECORDED = a published FDIC/HMDA total or rate; DERIVED = an in-house ratio over published rates (the disparity is NOT risk-adjusted and NOT a finding of discrimination).

| figure | value | warrant | source |
| --- | --- | --- | --- |
| FDIC-insured institutions (total, historical) | 1 | RECORDED | FDIC BankFind |
| FDIC-insured institutions (active) | 0 | RECORDED | FDIC BankFind |

### AS — FDIC institutions by bank class (RECORDED)

RECORDED counts of FDIC-insured institutions historically associated with the state, by FDIC-defined bank class (NM = state nonmember, N = national, SM = state member, SB = savings bank, SL = savings & loan, …).

| bank_class | institutions |
| --- | --- |
| NM | 1 |
