name = "Atlas Commons research objects — banking & mortgage lending for AS"
description = "AS's banking from FDIC BankFind, with each figure's status labeled: the FDIC institution counts are measured facts; the boundary note is context. Source: FDIC BankFind. CC0."
license = "CC0-1.0"
jsonld = "https://finance-atlas.ryanjhunter.workers.dev/finance/states/as.jsonld"

[[claims]]
id = "https://finance-atlas.ryanjhunter.workers.dev/finance/states/as/fdic-lenders"
warrant = "RECORDED"
name = "1 FDIC-insured institutions (0 active) are recorded in AS"
text = "FDIC BankFind records 1 FDIC-insured institutions historically associated with AS, of which 0 are currently active. A re-tally of FDIC records."
source = "FDIC BankFind"
sourceUrl = "https://banks.data.fdic.gov/"
falsifier = "A RECORD of measured/reported events (occurred=true) from FDIC BankFind; superseded when FDIC BankFind publishes its next release."

[[claims]]
id = "https://finance-atlas.ryanjhunter.workers.dev/finance/states/as/bank-class-distribution"
warrant = "RECORDED"
name = "FDIC institution counts by bank class in AS: NM 1"
text = "Counts of institutions by FDIC bank class: NM 1. A count per FDIC-defined class."
source = "FDIC BankFind"
sourceUrl = "https://banks.data.fdic.gov/"
falsifier = "A RECORD of measured/reported events (occurred=true) from FDIC BankFind; superseded when FDIC BankFind publishes its next release."

[[claims]]
id = "https://finance-atlas.ryanjhunter.workers.dev/finance/states/as/boundary"
warrant = "INTERPRETATION"
name = "What these finance figures are — and are NOT — for AS (the epistemic boundary)"
text = "The figures above describe FDIC-insured institutions and HMDA-reported mortgage lending for AS. They are NOT a verdict on any lender, NOT evidence of illegal discrimination (the denial disparity is a raw, unadjusted ratio), and NOT advice on your own loan. If you believe you faced lending discrimination, file with the CFPB (consumerfinance.gov/complaint) or find a HUD-approved counselor; for the underlying records, use the FFIEC HMDA data browser and FDIC BankFind."
source = "Finance Atlas framing (over the FDIC/HMDA facts above)"
sourceUrl = "https://finance-atlas.ryanjhunter.workers.dev/"
falsifier = "occurred=FALSE (a framing, not an event) and adjudged=FALSE (the atlas's reading, not an FFIEC/FDIC verdict) — the LOWEST-warrant claim here. The figures above are FDIC/HMDA records plus two disclosed derived ratios; the four-status labels each, and this is the only interpretation."

[[lendingFigures]]
figure = "FDIC-insured institutions (total, historical)"
value = 1
warrant = "RECORDED"
source = "FDIC BankFind"

[[lendingFigures]]
figure = "FDIC-insured institutions (active)"
value = 0
warrant = "RECORDED"
source = "FDIC BankFind"

[[bankClasses]]
bank_class = "NM"
institutions = 1
