# Finance Atlas — full dump > Every state's banking & mortgage-lending access brief, concatenated. > Sources: FDIC BankFind (2026) + FFIEC HMDA (2024). > This is a reference catalog: it informs and compares provenanced public facts; it does not recommend lenders and gives no financial advice. > HMDA denial-rate figures are reported statistics, not findings of discrimination. > Per-state briefs are also available at https://finance-atlas.ryanjhunter.workers.dev/finance/states//context.md # Banking & Mortgage-Lending Access in Texas > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Texas. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 2,816 | | Currently active | 349 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | N | National bank (OCC-chartered) | 1,172 | | NM | State non-member bank (Fed non-member) | 943 | | SL | Savings institution (state-chartered S&L) | 440 | | SM | State member bank (Fed member) | 153 | | SI | Savings institution (OTS-supervised) | 53 | | SB | Savings bank (state-chartered) | 47 | | NC | Non-deposit trust company | 6 | | NS | Non-member savings bank (state-chartered) | 2 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 27.2% | | White applicants (reported) | 26.1% | | Black applicants (reported) | 35.1% | | Black/White denial rate ratio | 1.35x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=TX. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 491,716 | | Total origination volume | $172.3B | | Average loan size | $350,469 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=TX - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `a2ab86ac93e41d0c` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Illinois > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Illinois. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 1,925 | | Currently active | 328 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 891 | | N | National bank (OCC-chartered) | 424 | | SL | Savings institution (state-chartered S&L) | 277 | | SM | State member bank (Fed member) | 146 | | SB | Savings bank (state-chartered) | 109 | | SI | Savings institution (OTS-supervised) | 64 | | NC | Non-deposit trust company | 9 | | OI | Other insured institution | 4 | | NS | Non-member savings bank (state-chartered) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 24.1% | | White applicants (reported) | 20.8% | | Black applicants (reported) | 39.2% | | Black/White denial rate ratio | 1.89x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=IL. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 203,770 | | Total origination volume | $55.8B | | Average loan size | $273,679 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=IL - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `1bf1b03172df311d` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Florida > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Florida. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 1,589 | | Currently active | 83 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 644 | | N | National bank (OCC-chartered) | 501 | | SM | State member bank (Fed member) | 160 | | SL | Savings institution (state-chartered S&L) | 144 | | SB | Savings bank (state-chartered) | 128 | | NC | Non-deposit trust company | 12 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 30.4% | | White applicants (reported) | 28.2% | | Black applicants (reported) | 39.2% | | Black/White denial rate ratio | 1.39x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=FL. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 474,589 | | Total origination volume | $170.4B | | Average loan size | $358,979 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=FL - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `fda363f8acd3ec23` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in California > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for California. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 1,287 | | Currently active | 117 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 501 | | SL | Savings institution (state-chartered S&L) | 272 | | N | National bank (OCC-chartered) | 271 | | SM | State member bank (Fed member) | 117 | | SB | Savings bank (state-chartered) | 103 | | NC | Non-deposit trust company | 14 | | NS | Non-member savings bank (state-chartered) | 5 | | OI | Other insured institution | 4 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 26.2% | | White applicants (reported) | 24.7% | | Black applicants (reported) | 35.9% | | Black/White denial rate ratio | 1.45x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=CA. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 509,170 | | Total origination volume | $288.4B | | Average loan size | $566,334 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=CA - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `827fdbe2bc55bfb5` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Ohio > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Ohio. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 1,009 | | Currently active | 157 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | N | National bank (OCC-chartered) | 273 | | NM | State non-member bank (Fed non-member) | 241 | | SL | Savings institution (state-chartered S&L) | 228 | | SM | State member bank (Fed member) | 147 | | SB | Savings bank (state-chartered) | 84 | | SI | Savings institution (OTS-supervised) | 32 | | NC | Non-deposit trust company | 3 | | NS | Non-member savings bank (state-chartered) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 24.4% | | White applicants (reported) | 22.4% | | Black applicants (reported) | 37.3% | | Black/White denial rate ratio | 1.67x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=OH. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 246,113 | | Total origination volume | $53.8B | | Average loan size | $218,434 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=OH - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `f5bc1220a642499b` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Missouri > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Missouri. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 1,000 | | Currently active | 195 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 626 | | N | National bank (OCC-chartered) | 144 | | SM | State member bank (Fed member) | 106 | | SL | Savings institution (state-chartered S&L) | 82 | | SB | Savings bank (state-chartered) | 38 | | NC | Non-deposit trust company | 2 | | SI | Savings institution (OTS-supervised) | 2 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 20.6% | | White applicants (reported) | 19.1% | | Black applicants (reported) | 34.1% | | Black/White denial rate ratio | 1.79x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MO. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 130,974 | | Total origination volume | $30.3B | | Average loan size | $231,367 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MO - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `1507ea8107cbe0a9` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Minnesota > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Minnesota. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 929 | | Currently active | 224 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 544 | | N | National bank (OCC-chartered) | 266 | | SM | State member bank (Fed member) | 48 | | SL | Savings institution (state-chartered S&L) | 35 | | SB | Savings bank (state-chartered) | 30 | | NC | Non-deposit trust company | 5 | | SI | Savings institution (OTS-supervised) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 17.5% | | White applicants (reported) | 15.7% | | Black applicants (reported) | 28.2% | | Black/White denial rate ratio | 1.80x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MN. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 112,435 | | Total origination volume | $30.2B | | Average loan size | $268,687 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MN - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `805a528f9a5e48b0` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Georgia > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Georgia. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 922 | | Currently active | 124 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 617 | | N | National bank (OCC-chartered) | 156 | | SL | Savings institution (state-chartered S&L) | 62 | | SB | Savings bank (state-chartered) | 60 | | SM | State member bank (Fed member) | 26 | | SI | Savings institution (OTS-supervised) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 28.0% | | White applicants (reported) | 22.6% | | Black applicants (reported) | 37.9% | | Black/White denial rate ratio | 1.68x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=GA. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 227,610 | | Total origination volume | $71.2B | | Average loan size | $312,597 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=GA - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `d0610a1e5a534b0d` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Pennsylvania > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Pennsylvania. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 917 | | Currently active | 110 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | N | National bank (OCC-chartered) | 273 | | NM | State non-member bank (Fed non-member) | 230 | | SL | Savings institution (state-chartered S&L) | 172 | | SI | Savings institution (OTS-supervised) | 93 | | SM | State member bank (Fed member) | 87 | | SB | Savings bank (state-chartered) | 55 | | NC | Non-deposit trust company | 5 | | NS | Non-member savings bank (state-chartered) | 2 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 25.1% | | White applicants (reported) | 22.7% | | Black applicants (reported) | 39.9% | | Black/White denial rate ratio | 1.75x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=PA. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 245,926 | | Total origination volume | $55.7B | | Average loan size | $226,351 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=PA - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `056ee37c0ad4af21` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Wisconsin > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Wisconsin. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 849 | | Currently active | 154 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 497 | | N | National bank (OCC-chartered) | 135 | | SM | State member bank (Fed member) | 94 | | SL | Savings institution (state-chartered S&L) | 68 | | SB | Savings bank (state-chartered) | 33 | | SI | Savings institution (OTS-supervised) | 22 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 17.8% | | White applicants (reported) | 16.3% | | Black applicants (reported) | 39.4% | | Black/White denial rate ratio | 2.42x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WI. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 137,301 | | Total origination volume | $30.7B | | Average loan size | $223,427 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WI - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `67ac43098231c5e7` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Iowa > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Iowa. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 836 | | Currently active | 226 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 528 | | SM | State member bank (Fed member) | 114 | | N | National bank (OCC-chartered) | 106 | | SL | Savings institution (state-chartered S&L) | 53 | | SB | Savings bank (state-chartered) | 35 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 16.4% | | White applicants (reported) | 15.2% | | Black applicants (reported) | 28.4% | | Black/White denial rate ratio | 1.86x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=IA. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 67,724 | | Total origination volume | $12.7B | | Average loan size | $187,005 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=IA - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `200a656ae5d83587` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Kansas > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Kansas. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 803 | | Currently active | 186 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 463 | | N | National bank (OCC-chartered) | 165 | | SL | Savings institution (state-chartered S&L) | 79 | | SM | State member bank (Fed member) | 77 | | SB | Savings bank (state-chartered) | 19 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 20.1% | | White applicants (reported) | 18.6% | | Black applicants (reported) | 32.8% | | Black/White denial rate ratio | 1.76x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=KS. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 53,667 | | Total origination volume | $13.0B | | Average loan size | $242,049 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=KS - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `8a2d249929c3c253` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in New York > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for New York. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 780 | | Currently active | 118 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | N | National bank (OCC-chartered) | 214 | | NM | State non-member bank (Fed non-member) | 136 | | SL | Savings institution (state-chartered S&L) | 104 | | SI | Savings institution (OTS-supervised) | 100 | | SM | State member bank (Fed member) | 89 | | SB | Savings bank (state-chartered) | 81 | | NC | Non-deposit trust company | 36 | | OI | Other insured institution | 19 | | NS | Non-member savings bank (state-chartered) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 26.3% | | White applicants (reported) | 23.4% | | Black applicants (reported) | 40.7% | | Black/White denial rate ratio | 1.74x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NY. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 208,787 | | Total origination volume | $93.0B | | Average loan size | $445,561 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NY - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `dc8a02ff3cc10cf4` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Oklahoma > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Oklahoma. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 695 | | Currently active | 170 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 301 | | N | National bank (OCC-chartered) | 179 | | SM | State member bank (Fed member) | 121 | | SL | Savings institution (state-chartered S&L) | 75 | | SB | Savings bank (state-chartered) | 17 | | NS | Non-member savings bank (state-chartered) | 2 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 24.8% | | White applicants (reported) | 23.9% | | Black applicants (reported) | 34.7% | | Black/White denial rate ratio | 1.46x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=OK. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 72,214 | | Total origination volume | $16.1B | | Average loan size | $223,164 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=OK - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `140e64991bb8bd88` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Colorado > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Colorado. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 694 | | Currently active | 64 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | N | National bank (OCC-chartered) | 274 | | NM | State non-member bank (Fed non-member) | 233 | | SM | State member bank (Fed member) | 113 | | SL | Savings institution (state-chartered S&L) | 53 | | SB | Savings bank (state-chartered) | 21 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 22.7% | | White applicants (reported) | 21.0% | | Black applicants (reported) | 34.0% | | Black/White denial rate ratio | 1.62x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=CO. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 143,013 | | Total origination volume | $59.4B | | Average loan size | $415,647 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=CO - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `bae9360f2ac4bbee` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in New Jersey > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for New Jersey. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 655 | | Currently active | 50 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 187 | | N | National bank (OCC-chartered) | 179 | | SL | Savings institution (state-chartered S&L) | 122 | | SB | Savings bank (state-chartered) | 71 | | SI | Savings institution (OTS-supervised) | 55 | | SM | State member bank (Fed member) | 35 | | NC | Non-deposit trust company | 5 | | NS | Non-member savings bank (state-chartered) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 27.2% | | White applicants (reported) | 24.3% | | Black applicants (reported) | 38.3% | | Black/White denial rate ratio | 1.58x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NJ. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 156,392 | | Total origination volume | $60.6B | | Average loan size | $387,198 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NJ - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `131b8d425555a0cb` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Indiana > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Indiana. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 632 | | Currently active | 89 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 303 | | N | National bank (OCC-chartered) | 124 | | SL | Savings institution (state-chartered S&L) | 73 | | SB | Savings bank (state-chartered) | 63 | | SM | State member bank (Fed member) | 54 | | SI | Savings institution (OTS-supervised) | 11 | | NC | Non-deposit trust company | 3 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 22.3% | | White applicants (reported) | 19.9% | | Black applicants (reported) | 34.7% | | Black/White denial rate ratio | 1.75x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=IN. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 162,462 | | Total origination volume | $35.0B | | Average loan size | $215,723 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=IN - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `f282c11a1b0819c5` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Tennessee > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Tennessee. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 607 | | Currently active | 109 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 339 | | N | National bank (OCC-chartered) | 100 | | SM | State member bank (Fed member) | 64 | | SL | Savings institution (state-chartered S&L) | 62 | | SB | Savings bank (state-chartered) | 35 | | SI | Savings institution (OTS-supervised) | 5 | | NC | Non-deposit trust company | 2 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 23.8% | | White applicants (reported) | 21.4% | | Black applicants (reported) | 37.0% | | Black/White denial rate ratio | 1.73x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=TN. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 159,911 | | Total origination volume | $48.3B | | Average loan size | $302,112 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=TN - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `94448382b33cd92b` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Virginia > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Virginia. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 595 | | Currently active | 56 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | SM | State member bank (Fed member) | 230 | | N | National bank (OCC-chartered) | 151 | | NM | State non-member bank (Fed non-member) | 97 | | SB | Savings bank (state-chartered) | 64 | | SL | Savings institution (state-chartered S&L) | 51 | | NS | Non-member savings bank (state-chartered) | 1 | | SI | Savings institution (OTS-supervised) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 22.9% | | White applicants (reported) | 20.1% | | Black applicants (reported) | 31.6% | | Black/White denial rate ratio | 1.58x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=VA. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 182,923 | | Total origination volume | $64.5B | | Average loan size | $352,446 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=VA - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `5293019649029051` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Nebraska > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Nebraska. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 582 | | Currently active | 139 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 360 | | N | National bank (OCC-chartered) | 111 | | SM | State member bank (Fed member) | 65 | | SL | Savings institution (state-chartered S&L) | 28 | | SB | Savings bank (state-chartered) | 18 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 17.7% | | White applicants (reported) | 16.2% | | Black applicants (reported) | 30.0% | | Black/White denial rate ratio | 1.85x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NE. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 38,344 | | Total origination volume | $8.8B | | Average loan size | $230,363 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NE - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `b024476d2384809d` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Michigan > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Michigan. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 557 | | Currently active | 73 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 262 | | N | National bank (OCC-chartered) | 112 | | SM | State member bank (Fed member) | 110 | | SL | Savings institution (state-chartered S&L) | 33 | | SB | Savings bank (state-chartered) | 32 | | SI | Savings institution (OTS-supervised) | 7 | | NC | Non-deposit trust company | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 25.1% | | White applicants (reported) | 21.5% | | Black applicants (reported) | 41.9% | | Black/White denial rate ratio | 1.95x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MI. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 203,987 | | Total origination volume | $43.1B | | Average loan size | $211,260 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MI - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `e940a92900d98a1d` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Kentucky > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Kentucky. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 549 | | Currently active | 120 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 292 | | N | National bank (OCC-chartered) | 97 | | SL | Savings institution (state-chartered S&L) | 57 | | SB | Savings bank (state-chartered) | 55 | | SM | State member bank (Fed member) | 47 | | NC | Non-deposit trust company | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 26.0% | | White applicants (reported) | 25.3% | | Black applicants (reported) | 32.7% | | Black/White denial rate ratio | 1.29x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=KY. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 89,008 | | Total origination volume | $19.5B | | Average loan size | $219,221 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=KY - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `9bff96eb9f96eaf1` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Louisiana > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Louisiana. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 547 | | Currently active | 105 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 281 | | SL | Savings institution (state-chartered S&L) | 128 | | N | National bank (OCC-chartered) | 76 | | SB | Savings bank (state-chartered) | 46 | | SM | State member bank (Fed member) | 10 | | SI | Savings institution (OTS-supervised) | 6 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 31.9% | | White applicants (reported) | 25.3% | | Black applicants (reported) | 48.2% | | Black/White denial rate ratio | 1.90x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=LA. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 62,347 | | Total origination volume | $14.6B | | Average loan size | $234,035 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=LA - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `45056c1243abeec0` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Massachusetts > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Massachusetts. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 510 | | Currently active | 91 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | SI | Savings institution (OTS-supervised) | 205 | | NM | State non-member bank (Fed non-member) | 105 | | N | National bank (OCC-chartered) | 100 | | SM | State member bank (Fed member) | 43 | | SB | Savings bank (state-chartered) | 34 | | SL | Savings institution (state-chartered S&L) | 16 | | NC | Non-deposit trust company | 5 | | OI | Other insured institution | 2 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 23.0% | | White applicants (reported) | 20.8% | | Black applicants (reported) | 37.0% | | Black/White denial rate ratio | 1.78x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MA. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 119,508 | | Total origination volume | $51.6B | | Average loan size | $431,402 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MA - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `ded0b2e2609a42d5` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Alabama > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Alabama. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 499 | | Currently active | 93 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 293 | | N | National bank (OCC-chartered) | 91 | | SM | State member bank (Fed member) | 45 | | SL | Savings institution (state-chartered S&L) | 45 | | SB | Savings bank (state-chartered) | 25 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 27.7% | | White applicants (reported) | 23.0% | | Black applicants (reported) | 41.5% | | Black/White denial rate ratio | 1.81x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AL. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 104,225 | | Total origination volume | $23.8B | | Average loan size | $227,997 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AL - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `11eb69750305a3c3` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in North Carolina > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for North Carolina. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 453 | | Currently active | 38 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 202 | | SL | Savings institution (state-chartered S&L) | 89 | | SI | Savings institution (OTS-supervised) | 58 | | N | National bank (OCC-chartered) | 36 | | SB | Savings bank (state-chartered) | 35 | | SM | State member bank (Fed member) | 33 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 25.0% | | White applicants (reported) | 21.3% | | Black applicants (reported) | 38.4% | | Black/White denial rate ratio | 1.80x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NC. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 256,370 | | Total origination volume | $76.8B | | Average loan size | $299,560 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NC - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `eb7d52416ffa176b` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Arkansas > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Arkansas. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 396 | | Currently active | 78 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 131 | | SM | State member bank (Fed member) | 102 | | N | National bank (OCC-chartered) | 76 | | SL | Savings institution (state-chartered S&L) | 71 | | SB | Savings bank (state-chartered) | 16 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 26.6% | | White applicants (reported) | 24.6% | | Black applicants (reported) | 46.8% | | Black/White denial rate ratio | 1.90x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AR. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 59,041 | | Total origination volume | $13.0B | | Average loan size | $219,634 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AR - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `ccaa754addf1b1a5` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Maryland > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Maryland. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 340 | | Currently active | 28 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 113 | | SB | Savings bank (state-chartered) | 77 | | N | National bank (OCC-chartered) | 54 | | SL | Savings institution (state-chartered S&L) | 50 | | SM | State member bank (Fed member) | 37 | | SI | Savings institution (OTS-supervised) | 7 | | NS | Non-member savings bank (state-chartered) | 1 | | NC | Non-deposit trust company | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 25.9% | | White applicants (reported) | 20.5% | | Black applicants (reported) | 34.3% | | Black/White denial rate ratio | 1.67x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MD. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 116,805 | | Total origination volume | $40.6B | | Average loan size | $347,508 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MD - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `1dbc06b6e541cf29` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Mississippi > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Mississippi. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 316 | | Currently active | 57 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 171 | | SL | Savings institution (state-chartered S&L) | 51 | | N | National bank (OCC-chartered) | 43 | | SM | State member bank (Fed member) | 26 | | SB | Savings bank (state-chartered) | 22 | | SI | Savings institution (OTS-supervised) | 2 | | NC | Non-deposit trust company | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 32.0% | | White applicants (reported) | 24.8% | | Black applicants (reported) | 48.0% | | Black/White denial rate ratio | 1.94x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MS. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 49,565 | | Total origination volume | $9.4B | | Average loan size | $188,795 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MS - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `5f7e262908dd330b` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Washington > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Washington. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 314 | | Currently active | 30 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 180 | | N | National bank (OCC-chartered) | 54 | | SL | Savings institution (state-chartered S&L) | 32 | | SI | Savings institution (OTS-supervised) | 24 | | SM | State member bank (Fed member) | 13 | | SB | Savings bank (state-chartered) | 10 | | NS | Non-member savings bank (state-chartered) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 22.1% | | White applicants (reported) | 21.2% | | Black applicants (reported) | 30.5% | | Black/White denial rate ratio | 1.44x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WA. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 153,279 | | Total origination volume | $67.5B | | Average loan size | $440,440 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WA - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `ffdcd0d8b4de85c3` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in West Virginia > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for West Virginia. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 305 | | Currently active | 41 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 129 | | N | National bank (OCC-chartered) | 111 | | SM | State member bank (Fed member) | 30 | | SL | Savings institution (state-chartered S&L) | 21 | | SB | Savings bank (state-chartered) | 14 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 29.3% | | White applicants (reported) | 28.8% | | Black applicants (reported) | 32.3% | | Black/White denial rate ratio | 1.12x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WV. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 27,168 | | Total origination volume | $5.3B | | Average loan size | $194,503 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WV - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `5897319a3327f721` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in South Carolina > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for South Carolina. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 299 | | Currently active | 44 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 122 | | N | National bank (OCC-chartered) | 61 | | SL | Savings institution (state-chartered S&L) | 53 | | SB | Savings bank (state-chartered) | 40 | | SM | State member bank (Fed member) | 19 | | NC | Non-deposit trust company | 2 | | SI | Savings institution (OTS-supervised) | 2 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 26.3% | | White applicants (reported) | 21.4% | | Black applicants (reported) | 42.7% | | Black/White denial rate ratio | 1.99x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=SC. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 127,052 | | Total origination volume | $37.7B | | Average loan size | $296,580 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=SC - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `13c45f3976eed4c8` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Connecticut > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Connecticut. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 273 | | Currently active | 28 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 103 | | SI | Savings institution (OTS-supervised) | 70 | | N | National bank (OCC-chartered) | 40 | | SL | Savings institution (state-chartered S&L) | 30 | | SB | Savings bank (state-chartered) | 19 | | SM | State member bank (Fed member) | 11 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 24.5% | | White applicants (reported) | 21.7% | | Black applicants (reported) | 34.6% | | Black/White denial rate ratio | 1.59x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=CT. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 66,840 | | Total origination volume | $21.7B | | Average loan size | $325,101 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=CT - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `f960048cb61bdd6c` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in South Dakota > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for South Dakota. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 221 | | Currently active | 56 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 117 | | N | National bank (OCC-chartered) | 56 | | SM | State member bank (Fed member) | 30 | | SB | Savings bank (state-chartered) | 9 | | SL | Savings institution (state-chartered S&L) | 9 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 17.5% | | White applicants (reported) | 15.8% | | Black applicants (reported) | 30.6% | | Black/White denial rate ratio | 1.94x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=SD. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 15,894 | | Total origination volume | $4.1B | | Average loan size | $256,186 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=SD - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `851e57c02f2cfc8d` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Utah > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Utah. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 217 | | Currently active | 42 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 128 | | N | National bank (OCC-chartered) | 32 | | SM | State member bank (Fed member) | 20 | | SL | Savings institution (state-chartered S&L) | 15 | | NC | Non-deposit trust company | 11 | | SB | Savings bank (state-chartered) | 11 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 21.5% | | White applicants (reported) | 20.3% | | Black applicants (reported) | 30.9% | | Black/White denial rate ratio | 1.52x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=UT. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 87,207 | | Total origination volume | $29.9B | | Average loan size | $342,492 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=UT - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `8b1861f05e89f4c6` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Montana > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Montana. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 215 | | Currently active | 36 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 101 | | SM | State member bank (Fed member) | 50 | | N | National bank (OCC-chartered) | 48 | | SB | Savings bank (state-chartered) | 8 | | SL | Savings institution (state-chartered S&L) | 6 | | NC | Non-deposit trust company | 1 | | SI | Savings institution (OTS-supervised) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 21.5% | | White applicants (reported) | 20.3% | | Black applicants (reported) | 26.1% | | Black/White denial rate ratio | 1.29x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MT. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 19,431 | | Total origination volume | $6.8B | | Average loan size | $347,949 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=MT - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `1f4e122a88bbb847` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in North Dakota > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for North Dakota. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 206 | | Currently active | 60 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 135 | | N | National bank (OCC-chartered) | 48 | | SL | Savings institution (state-chartered S&L) | 9 | | SB | Savings bank (state-chartered) | 7 | | SM | State member bank (Fed member) | 6 | | NS | Non-member savings bank (state-chartered) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 14.6% | | White applicants (reported) | 13.6% | | Black applicants (reported) | 20.9% | | Black/White denial rate ratio | 1.54x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=ND. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 13,102 | | Total origination volume | $3.2B | | Average loan size | $244,370 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=ND - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `5463f6199794988f` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Oregon > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Oregon. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 189 | | Currently active | 14 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 105 | | SL | Savings institution (state-chartered S&L) | 30 | | SM | State member bank (Fed member) | 25 | | N | National bank (OCC-chartered) | 19 | | SB | Savings bank (state-chartered) | 7 | | SI | Savings institution (OTS-supervised) | 2 | | NC | Non-deposit trust company | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 21.8% | | White applicants (reported) | 20.9% | | Black applicants (reported) | 27.2% | | Black/White denial rate ratio | 1.30x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=OR. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 77,999 | | Total origination volume | $27.6B | | Average loan size | $353,798 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=OR - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `86c8bf80eac3fc10` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Arizona > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Arizona. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 186 | | Currently active | 12 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 82 | | N | National bank (OCC-chartered) | 49 | | SL | Savings institution (state-chartered S&L) | 28 | | SM | State member bank (Fed member) | 18 | | SB | Savings bank (state-chartered) | 9 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 23.3% | | White applicants (reported) | 21.8% | | Black applicants (reported) | 32.2% | | Black/White denial rate ratio | 1.48x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AZ. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 167,105 | | Total origination volume | $58.9B | | Average loan size | $352,652 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AZ - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `6a6de8cf5efaa268` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in New Hampshire > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for New Hampshire. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 178 | | Currently active | 17 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 57 | | SI | Savings institution (OTS-supervised) | 44 | | N | National bank (OCC-chartered) | 43 | | SB | Savings bank (state-chartered) | 13 | | SL | Savings institution (state-chartered S&L) | 11 | | SM | State member bank (Fed member) | 9 | | NC | Non-deposit trust company | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 23.8% | | White applicants (reported) | 22.9% | | Black applicants (reported) | 33.8% | | Black/White denial rate ratio | 1.47x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NH. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 30,185 | | Total origination volume | $9.7B | | Average loan size | $319,806 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NH - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `2e0035d3f9ccb65d` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in New Mexico > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for New Mexico. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 170 | | Currently active | 29 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 65 | | N | National bank (OCC-chartered) | 49 | | SL | Savings institution (state-chartered S&L) | 27 | | SB | Savings bank (state-chartered) | 20 | | SM | State member bank (Fed member) | 9 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 27.0% | | White applicants (reported) | 23.5% | | Black applicants (reported) | 30.3% | | Black/White denial rate ratio | 1.29x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NM. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 36,442 | | Total origination volume | $9.0B | | Average loan size | $247,334 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NM - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `f645191413319106` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Wyoming > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Wyoming. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 149 | | Currently active | 24 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 50 | | SM | State member bank (Fed member) | 43 | | N | National bank (OCC-chartered) | 42 | | SL | Savings institution (state-chartered S&L) | 7 | | SB | Savings bank (state-chartered) | 7 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 21.7% | | White applicants (reported) | 20.2% | | Black applicants (reported) | 24.0% | | Black/White denial rate ratio | 1.19x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WY. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 11,293 | | Total origination volume | $3.2B | | Average loan size | $283,402 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WY - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `abf2f3a5279a81bd` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Maine > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Maine. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 114 | | Currently active | 22 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | SI | Savings institution (OTS-supervised) | 30 | | NM | State non-member bank (Fed non-member) | 29 | | N | National bank (OCC-chartered) | 24 | | SL | Savings institution (state-chartered S&L) | 14 | | SB | Savings bank (state-chartered) | 13 | | SM | State member bank (Fed member) | 4 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 21.7% | | White applicants (reported) | 20.3% | | Black applicants (reported) | 30.9% | | Black/White denial rate ratio | 1.52x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=ME. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 31,775 | | Total origination volume | $8.4B | | Average loan size | $263,276 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=ME - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `0953a884bea9ca20` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Delaware > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Delaware. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 99 | | Currently active | 16 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 44 | | N | National bank (OCC-chartered) | 39 | | SB | Savings bank (state-chartered) | 6 | | NC | Non-deposit trust company | 5 | | SM | State member bank (Fed member) | 3 | | SI | Savings institution (OTS-supervised) | 1 | | SL | Savings institution (state-chartered S&L) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 26.2% | | White applicants (reported) | 21.5% | | Black applicants (reported) | 36.2% | | Black/White denial rate ratio | 1.68x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=DE. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 24,280 | | Total origination volume | $7.0B | | Average loan size | $288,792 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=DE - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `0f8ff58cbd659d1b` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Nevada > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Nevada. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 85 | | Currently active | 15 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 50 | | N | National bank (OCC-chartered) | 17 | | SM | State member bank (Fed member) | 7 | | SL | Savings institution (state-chartered S&L) | 6 | | SB | Savings bank (state-chartered) | 5 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 25.0% | | White applicants (reported) | 23.2% | | Black applicants (reported) | 31.0% | | Black/White denial rate ratio | 1.33x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NV. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 65,892 | | Total origination volume | $24.1B | | Average loan size | $365,289 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NV - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `55ad0087318484a3` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Idaho > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Idaho. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 64 | | Currently active | 10 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 39 | | N | National bank (OCC-chartered) | 9 | | SL | Savings institution (state-chartered S&L) | 7 | | SM | State member bank (Fed member) | 6 | | SB | Savings bank (state-chartered) | 3 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 20.7% | | White applicants (reported) | 19.9% | | Black applicants (reported) | 19.2% | | Black/White denial rate ratio | 0.97x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=ID. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 47,835 | | Total origination volume | $15.0B | | Average loan size | $313,212 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=ID - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `5cf01552b10b1799` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Vermont > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Vermont. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 63 | | Currently active | 12 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | N | National bank (OCC-chartered) | 30 | | NM | State non-member bank (Fed non-member) | 20 | | SI | Savings institution (OTS-supervised) | 5 | | SL | Savings institution (state-chartered S&L) | 4 | | SB | Savings bank (state-chartered) | 2 | | NC | Non-deposit trust company | 1 | | SM | State member bank (Fed member) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 20.1% | | White applicants (reported) | 19.6% | | Black applicants (reported) | 44.1% | | Black/White denial rate ratio | 2.25x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=VT. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 11,750 | | Total origination volume | $3.2B | | Average loan size | $276,366 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=VT - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `a3a44bbc228dc7df` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Rhode Island > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Rhode Island. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 46 | | Currently active | 6 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 13 | | N | National bank (OCC-chartered) | 11 | | SB | Savings bank (state-chartered) | 7 | | SI | Savings institution (OTS-supervised) | 5 | | SL | Savings institution (state-chartered S&L) | 4 | | NC | Non-deposit trust company | 3 | | SM | State member bank (Fed member) | 2 | | NS | Non-member savings bank (state-chartered) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 26.4% | | White applicants (reported) | 23.8% | | Black applicants (reported) | 40.1% | | Black/White denial rate ratio | 1.69x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=RI. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 22,697 | | Total origination volume | $7.2B | | Average loan size | $316,498 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=RI - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `10b207a84e28155f` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Puerto Rico > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Puerto Rico. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 40 | | Currently active | 5 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 23 | | SB | Savings bank (state-chartered) | 5 | | SM | State member bank (Fed member) | 3 | | NC | Non-deposit trust company | 3 | | SL | Savings institution (state-chartered S&L) | 3 | | N | National bank (OCC-chartered) | 2 | | SI | Savings institution (OTS-supervised) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 21.1% | | White applicants (reported) | 21.5% | | Black applicants (reported) | 14.4% | | Black/White denial rate ratio | 0.67x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=PR. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 12,640 | | Total origination volume | $2.4B | | Average loan size | $188,081 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=PR - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `a20ef9107ffaf00c` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in District of Columbia > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for District of Columbia. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 37 | | Currently active | 4 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | N | National bank (OCC-chartered) | 20 | | SL | Savings institution (state-chartered S&L) | 10 | | NM | State non-member bank (Fed non-member) | 4 | | SB | Savings bank (state-chartered) | 2 | | NC | Non-deposit trust company | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 26.1% | | White applicants (reported) | 15.4% | | Black applicants (reported) | 39.6% | | Black/White denial rate ratio | 2.56x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=DC. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 8,399 | | Total origination volume | $5.9B | | Average loan size | $707,417 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=DC - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `21f1b74a666919b5` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Hawaii > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Hawaii. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 36 | | Currently active | 6 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 14 | | SL | Savings institution (state-chartered S&L) | 8 | | N | National bank (OCC-chartered) | 4 | | NC | Non-deposit trust company | 4 | | SM | State member bank (Fed member) | 3 | | SB | Savings bank (state-chartered) | 3 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 30.9% | | White applicants (reported) | 28.7% | | Black applicants (reported) | 30.9% | | Black/White denial rate ratio | 1.08x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=HI. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 16,087 | | Total origination volume | $9.3B | | Average loan size | $576,256 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=HI - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `dc1a9e7e4f49ce52` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Alaska > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Alaska. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 27 | | Currently active | 5 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 11 | | N | National bank (OCC-chartered) | 8 | | SL | Savings institution (state-chartered S&L) | 4 | | SB | Savings bank (state-chartered) | 3 | | SI | Savings institution (OTS-supervised) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 20.7% | | White applicants (reported) | 17.9% | | Black applicants (reported) | 23.8% | | Black/White denial rate ratio | 1.33x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AK. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 10,603 | | Total origination volume | $3.5B | | Average loan size | $333,006 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AK - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `3472e9b1ab86dd4c` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in U.S. Virgin Islands > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for U.S. Virgin Islands. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 7 | | Currently active | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 4 | | N | National bank (OCC-chartered) | 2 | | SB | Savings bank (state-chartered) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 18.2% | | White applicants (reported) | 13.8% | | Black applicants (reported) | 42.9% | | Black/White denial rate ratio | 3.11x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=VI. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 36 | | Total origination volume | $15.4M | | Average loan size | $427,778 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=VI - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `3b27e0d0002835e1` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in Guam > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`src:ffiec:hmda:2024`). Two as-of dates: FDIC data as of 2026; HMDA data year 2024. ## What this is (read first) - This is a **reference catalog** of provenanced public data for Guam. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 5 | | Currently active | 2 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 3 | | SL | Savings institution (state-chartered S&L) | 2 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Mortgage lending access (FFIEC HMDA 2024) ### Denial rates | Applicant group | Denial rate | | --- | ---: | | Overall | 9.7% | | White applicants (reported) | 12.5% | | Black applicants (reported) | 0.0% | | Black/White denial rate ratio | 0.00x | > **Methodology note:** Denial rates are computed from HMDA 2024 applications where applicant race was reported. HMDA does not capture all factors a lender may consider (credit score, DTI, LTV, etc.) and cannot establish the *cause* of rate differences. These are descriptive FFIEC statistics, not findings of discrimination. Source: FFIEC HMDA (`src:ffiec:hmda:2024`), https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=GU. ### Origination volume | Metric | Value | | --- | ---: | | Originated loan count (2024) | 112 | | Total origination volume | $46.6M | | Average loan size | $415,982 | Source: FFIEC HMDA (`src:ffiec:hmda:2024`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - HMDA source id: `src:ffiec:hmda:2024` · data year: 2024 - HMDA verify URL: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=GU - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `4926096d1dd740c4` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in AS > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`n/a`). Two as-of dates: FDIC data as of 2026; HMDA data year n/a. ## What this is (read first) - This is a **reference catalog** of provenanced public data for AS. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 1 | | Currently active | 0 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `54f1bdecbb75f7f9` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor --- # Banking & Mortgage-Lending Access in FM > Source: FDIC BankFind (`src:fdic:bankfind:2026`) + FFIEC HMDA (`n/a`). Two as-of dates: FDIC data as of 2026; HMDA data year n/a. ## What this is (read first) - This is a **reference catalog** of provenanced public data for FM. It **informs and compares**; it does **not** recommend lenders and gives **no** financial advice. - HMDA figures are **reported** demographic rates from the FFIEC Home Mortgage Disclosure Act dataset. They do not establish *why* denial rates differ across applicant groups and are not a finding of discrimination. - To verify a lender's FDIC status: https://banks.data.fdic.gov/. To file a complaint: https://www.consumerfinance.gov/complaint/. To find a HUD housing counselor: https://www.hud.gov/findacounselor - Last updated (FDIC export): June 20, 2026. ## FDIC-insured institutions | Metric | Count | | --- | ---: | | Total FDIC-insured institutions (historical) | 1 | | Currently active | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`), verified at: https://banks.data.fdic.gov/ ### Charter class distribution (FDIC) | Charter class | Label | Count | | --- | --- | ---: | | NM | State non-member bank (Fed non-member) | 1 | Source: FDIC BankFind (`src:fdic:bankfind:2026`). ## Provenance - FDIC source id: `src:fdic:bankfind:2026` · as of: 2026 - FDIC verify URL: https://banks.data.fdic.gov/ - Export generated at: 2026-06-20T03:43:54.480454+00:00 - Content hash: `09684c3bf722fc6f` ## Where to act - Verify a lender's FDIC status: https://banks.data.fdic.gov/ - File a mortgage complaint (CFPB): https://www.consumerfinance.gov/complaint/ - Find a HUD-approved housing counselor: https://www.hud.gov/findacounselor ---