A cross-registry page type
The same corporation, across registries that don't talk to each other
U.S. public registries each hold a piece of a corporation and share no common ID. Here we line up two of them for 8 major firms — every CFPB consumer complaint filed about them, and every legal entity they've registered in the global GLEIF identifier system — joined by name.
The thing you can't opt out of. The three national credit bureaus — TransUnion, Equifax, Experian —
carry 12,294,340 CFPB complaints between them, roughly 68× the
most-complained-about bank. You never chose to be their data subject — and credit-report disputes are the single most
common complaint in the entire CFPB database.
Two registries, side by side
Sorted by complaint volume. Bars are within-column (each column to its own max). The two numbers are independent — complaints track who serves the most consumers; legal-entity counts track who registers the most funds and vehicles.
TransUnion Credit bureau
CFPB complaints 4,315,116
GLEIF legal entities (4 lapsed) 11
Equifax Credit bureau
CFPB complaints 4,187,789
GLEIF legal entities (1 lapsed) 5
Experian Credit bureau
CFPB complaints 3,791,435
GLEIF legal entities (2 lapsed) 29
Bank of America Bank
CFPB complaints 180,807
GLEIF legal entities (8 lapsed) 52
Wells Fargo Bank
CFPB complaints 169,640
GLEIF legal entities (86 lapsed) 204
JPMorgan Chase Bank
CFPB complaints 169,354
GLEIF legal entities (215 lapsed) 1,359
Capital One Bank
CFPB complaints 162,880
GLEIF legal entities (12 lapsed) 41
Citigroup Bank
CFPB complaints 135,570
GLEIF legal entities (78 lapsed) 255
How to read this
- RECORDED — the complaint counts (CFPB) and legal-entity counts (GLEIF) are each registry records.
- DERIVED — the link that says "these are the same corporation" is a name match; the registries share no common ID. It's robust for distinctive brands but never a verified ownership graph.
- CONTEXT — the GLEIF count is a name-match floor (it includes funds, trusts, and SPVs, and misses subsidiaries under other names). Complaint volume is not a quality ranking. Lapsed ≠ wrongdoing.
Currently banks and credit bureaus (both registries populated). Source: CFPB Consumer Complaint Database + GLEIF LEI registry.