Finance Atlas

Banking & Mortgage-Lending Access in Alaska

27 FDIC-insured institutions (5 currently active) are recorded in Alaska in FDIC BankFind. HMDA 2024 data report an overall mortgage application denial rate of 20.7% in Alaska.

FDIC data as of 2026 · HMDA data year 2024 · Last export: June 20, 2026

27
FDIC institutions (total)
5
Currently active
20.7%
Overall denial rate (HMDA 2024)
10,603
Loans originated (2024)
This page is a reference catalog of provenanced public data. It informs and compares; it does not recommend lenders and gives no financial advice. HMDA denial-rate figures are reported statistics and do not establish why rates differ across applicant groups. To verify a lender's FDIC status, use FDIC BankFind. To file a complaint, visit the CFPB. To find a HUD-approved housing counselor: HUD.gov.

How many FDIC-insured institutions are in Alaska?

FDIC BankFind records 27 FDIC-insured institutions (all historical) in Alaska, of which 5 are currently active. Counts include banks, savings banks, and other insured depository institutions across all charter classes.

Metric Count
Total FDIC-insured institutions (historical) 27
Currently active 5

Source: FDIC BankFind (src:fdic:bankfind:2026). Verify: https://banks.data.fdic.gov/

What types of banks are chartered in Alaska?

FDIC uses charter class codes to categorize insured depository institutions. The breakdown for Alaska:

Charter class Description Count
NM State non-member bank (Fed non-member) 11
N National bank (OCC-chartered) 8
SL Savings institution (state-chartered S&L) 4
SB Savings bank (state-chartered) 3
SI Savings institution (OTS-supervised) 1

Source: FDIC BankFind (src:fdic:bankfind:2026). Charter class labels per FDIC BankFind official definitions.

What was the mortgage application denial rate in Alaska? (HMDA 2024)

HMDA 2024 data report an overall mortgage application denial rate of 20.7% in Alaska. The table below shows reported denial rates by applicant race where available in the HMDA dataset.

Methodology note: HMDA captures race where the applicant chose to report it. Denial rates reflect all recorded denial reasons (credit history, DTI, collateral, etc.) and do not establish why rates differ across groups. These figures are descriptive FFIEC statistics, not findings of lending discrimination.
Applicant group (reported) Denial rate
Overall 20.7%
White applicants 17.9%
Black applicants 23.8%
Black/White denial rate ratio 1.33x

Source: FFIEC HMDA (src:ffiec:hmda:2024). Verify: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AK

Mortgage origination volume in Alaska (2024)

HMDA 2024 data record 10,603 originated mortgage loans in Alaska , totaling $3.5B , with an average loan size of $333,006.

Metric Value
Originated loans (2024) 10,603
Total origination volume $3.5B
Average loan size $333,006

Source: FFIEC HMDA (src:ffiec:hmda:2024).

Sources & provenance

FDIC data — source id src:fdic:bankfind:2026, as of 2026. Verify via FDIC BankFind: https://banks.data.fdic.gov/

HMDA data — source id src:ffiec:hmda:2024, data year 2024. Verify via FFIEC Data Browser: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=AK

Data exported June 20, 2026 · content hash 3472e9b1ab86dd4c · machine-readable brief: /finance/states/ak/context.md

Where to act