Finance Atlas

Banking & Mortgage-Lending Access in Louisiana

547 FDIC-insured institutions (105 currently active) are recorded in Louisiana in FDIC BankFind. HMDA 2024 data report an overall mortgage application denial rate of 31.9% in Louisiana.

FDIC data as of 2026 · HMDA data year 2024 · Last export: June 20, 2026

547
FDIC institutions (total)
105
Currently active
31.9%
Overall denial rate (HMDA 2024)
62,347
Loans originated (2024)
This page is a reference catalog of provenanced public data. It informs and compares; it does not recommend lenders and gives no financial advice. HMDA denial-rate figures are reported statistics and do not establish why rates differ across applicant groups. To verify a lender's FDIC status, use FDIC BankFind. To file a complaint, visit the CFPB. To find a HUD-approved housing counselor: HUD.gov.

How many FDIC-insured institutions are in Louisiana?

FDIC BankFind records 547 FDIC-insured institutions (all historical) in Louisiana, of which 105 are currently active. Counts include banks, savings banks, and other insured depository institutions across all charter classes.

Metric Count
Total FDIC-insured institutions (historical) 547
Currently active 105

Source: FDIC BankFind (src:fdic:bankfind:2026). Verify: https://banks.data.fdic.gov/

What types of banks are chartered in Louisiana?

FDIC uses charter class codes to categorize insured depository institutions. The breakdown for Louisiana:

Charter class Description Count
NM State non-member bank (Fed non-member) 281
SL Savings institution (state-chartered S&L) 128
N National bank (OCC-chartered) 76
SB Savings bank (state-chartered) 46
SM State member bank (Fed member) 10
SI Savings institution (OTS-supervised) 6

Source: FDIC BankFind (src:fdic:bankfind:2026). Charter class labels per FDIC BankFind official definitions.

What was the mortgage application denial rate in Louisiana? (HMDA 2024)

HMDA 2024 data report an overall mortgage application denial rate of 31.9% in Louisiana. The table below shows reported denial rates by applicant race where available in the HMDA dataset.

Methodology note: HMDA captures race where the applicant chose to report it. Denial rates reflect all recorded denial reasons (credit history, DTI, collateral, etc.) and do not establish why rates differ across groups. These figures are descriptive FFIEC statistics, not findings of lending discrimination.
Applicant group (reported) Denial rate
Overall 31.9%
White applicants 25.3%
Black applicants 48.2%
Black/White denial rate ratio 1.90x

Source: FFIEC HMDA (src:ffiec:hmda:2024). Verify: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=LA

Mortgage origination volume in Louisiana (2024)

HMDA 2024 data record 62,347 originated mortgage loans in Louisiana , totaling $14.6B , with an average loan size of $234,035.

Metric Value
Originated loans (2024) 62,347
Total origination volume $14.6B
Average loan size $234,035

Source: FFIEC HMDA (src:ffiec:hmda:2024).

Sources & provenance

FDIC data — source id src:fdic:bankfind:2026, as of 2026. Verify via FDIC BankFind: https://banks.data.fdic.gov/

HMDA data — source id src:ffiec:hmda:2024, data year 2024. Verify via FFIEC Data Browser: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=LA

Data exported June 20, 2026 · content hash 45056c1243abeec0 · machine-readable brief: /finance/states/la/context.md

Where to act