Finance Atlas

Banking & Mortgage-Lending Access in New Hampshire

178 FDIC-insured institutions (17 currently active) are recorded in New Hampshire in FDIC BankFind. HMDA 2024 data report an overall mortgage application denial rate of 23.8% in New Hampshire.

FDIC data as of 2026 · HMDA data year 2024 · Last export: June 20, 2026

178
FDIC institutions (total)
17
Currently active
23.8%
Overall denial rate (HMDA 2024)
30,185
Loans originated (2024)
This page is a reference catalog of provenanced public data. It informs and compares; it does not recommend lenders and gives no financial advice. HMDA denial-rate figures are reported statistics and do not establish why rates differ across applicant groups. To verify a lender's FDIC status, use FDIC BankFind. To file a complaint, visit the CFPB. To find a HUD-approved housing counselor: HUD.gov.

How many FDIC-insured institutions are in New Hampshire?

FDIC BankFind records 178 FDIC-insured institutions (all historical) in New Hampshire, of which 17 are currently active. Counts include banks, savings banks, and other insured depository institutions across all charter classes.

Metric Count
Total FDIC-insured institutions (historical) 178
Currently active 17

Source: FDIC BankFind (src:fdic:bankfind:2026). Verify: https://banks.data.fdic.gov/

What types of banks are chartered in New Hampshire?

FDIC uses charter class codes to categorize insured depository institutions. The breakdown for New Hampshire:

Charter class Description Count
NM State non-member bank (Fed non-member) 57
SI Savings institution (OTS-supervised) 44
N National bank (OCC-chartered) 43
SB Savings bank (state-chartered) 13
SL Savings institution (state-chartered S&L) 11
SM State member bank (Fed member) 9
NC Non-deposit trust company 1

Source: FDIC BankFind (src:fdic:bankfind:2026). Charter class labels per FDIC BankFind official definitions.

What was the mortgage application denial rate in New Hampshire? (HMDA 2024)

HMDA 2024 data report an overall mortgage application denial rate of 23.8% in New Hampshire. The table below shows reported denial rates by applicant race where available in the HMDA dataset.

Methodology note: HMDA captures race where the applicant chose to report it. Denial rates reflect all recorded denial reasons (credit history, DTI, collateral, etc.) and do not establish why rates differ across groups. These figures are descriptive FFIEC statistics, not findings of lending discrimination.
Applicant group (reported) Denial rate
Overall 23.8%
White applicants 22.9%
Black applicants 33.8%
Black/White denial rate ratio 1.47x

Source: FFIEC HMDA (src:ffiec:hmda:2024). Verify: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NH

Mortgage origination volume in New Hampshire (2024)

HMDA 2024 data record 30,185 originated mortgage loans in New Hampshire , totaling $9.7B , with an average loan size of $319,806.

Metric Value
Originated loans (2024) 30,185
Total origination volume $9.7B
Average loan size $319,806

Source: FFIEC HMDA (src:ffiec:hmda:2024).

Sources & provenance

FDIC data — source id src:fdic:bankfind:2026, as of 2026. Verify via FDIC BankFind: https://banks.data.fdic.gov/

HMDA data — source id src:ffiec:hmda:2024, data year 2024. Verify via FFIEC Data Browser: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=NH

Data exported June 20, 2026 · content hash 2e0035d3f9ccb65d · machine-readable brief: /finance/states/nh/context.md

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