Finance Atlas

Banking & Mortgage-Lending Access in Wyoming

149 FDIC-insured institutions (24 currently active) are recorded in Wyoming in FDIC BankFind. HMDA 2024 data report an overall mortgage application denial rate of 21.7% in Wyoming.

FDIC data as of 2026 · HMDA data year 2024 · Last export: June 20, 2026

149
FDIC institutions (total)
24
Currently active
21.7%
Overall denial rate (HMDA 2024)
11,293
Loans originated (2024)
This page is a reference catalog of provenanced public data. It informs and compares; it does not recommend lenders and gives no financial advice. HMDA denial-rate figures are reported statistics and do not establish why rates differ across applicant groups. To verify a lender's FDIC status, use FDIC BankFind. To file a complaint, visit the CFPB. To find a HUD-approved housing counselor: HUD.gov.

How many FDIC-insured institutions are in Wyoming?

FDIC BankFind records 149 FDIC-insured institutions (all historical) in Wyoming, of which 24 are currently active. Counts include banks, savings banks, and other insured depository institutions across all charter classes.

Metric Count
Total FDIC-insured institutions (historical) 149
Currently active 24

Source: FDIC BankFind (src:fdic:bankfind:2026). Verify: https://banks.data.fdic.gov/

What types of banks are chartered in Wyoming?

FDIC uses charter class codes to categorize insured depository institutions. The breakdown for Wyoming:

Charter class Description Count
NM State non-member bank (Fed non-member) 50
SM State member bank (Fed member) 43
N National bank (OCC-chartered) 42
SL Savings institution (state-chartered S&L) 7
SB Savings bank (state-chartered) 7

Source: FDIC BankFind (src:fdic:bankfind:2026). Charter class labels per FDIC BankFind official definitions.

What was the mortgage application denial rate in Wyoming? (HMDA 2024)

HMDA 2024 data report an overall mortgage application denial rate of 21.7% in Wyoming. The table below shows reported denial rates by applicant race where available in the HMDA dataset.

Methodology note: HMDA captures race where the applicant chose to report it. Denial rates reflect all recorded denial reasons (credit history, DTI, collateral, etc.) and do not establish why rates differ across groups. These figures are descriptive FFIEC statistics, not findings of lending discrimination.
Applicant group (reported) Denial rate
Overall 21.7%
White applicants 20.2%
Black applicants 24.0%
Black/White denial rate ratio 1.19x

Source: FFIEC HMDA (src:ffiec:hmda:2024). Verify: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WY

Mortgage origination volume in Wyoming (2024)

HMDA 2024 data record 11,293 originated mortgage loans in Wyoming , totaling $3.2B , with an average loan size of $283,402.

Metric Value
Originated loans (2024) 11,293
Total origination volume $3.2B
Average loan size $283,402

Source: FFIEC HMDA (src:ffiec:hmda:2024).

Sources & provenance

FDIC data — source id src:fdic:bankfind:2026, as of 2026. Verify via FDIC BankFind: https://banks.data.fdic.gov/

HMDA data — source id src:ffiec:hmda:2024, data year 2024. Verify via FFIEC Data Browser: https://ffiec.cfpb.gov/data-browser/data/2024?category=states&items=WY

Data exported June 20, 2026 · content hash abf2f3a5279a81bd · machine-readable brief: /finance/states/wy/context.md

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